Leasing with Bad Credit
At Mayse Automotive CDJR, we’re here to assist you in buying or leasing a car, even with bad credit or no credit. A credit check is required when you lease a car, truck, van, or SUV. But for those with less-than-perfect credit, leasing can be a great option if you’re looking to get at new technology like in the Jeep Renegade interior, or if you’re looking for lower monthly payments and down payment than financing a purchase. There’s no better way to raise your credit score than by paying bills on time, and leasing makes that easier! Read this handy guide from our financial staff, and let’s meet for lunch at one of the best restaurants in Springfield to learn more about leasing a vehicle with bad or no credit today.
Is It Easier to Lease a Car with Bad Credit Than Good Credit?
As we noted above, it’s usually easier to lease with good credit since leasing requires a credit check. That’s no different than financing a purchase: Good credit means a lower down payment, and lower monthly payments. Regardless, you’ll still pay less at the outset, and each month if you lease rather than take out a loan.
Tips for Lower Lease Payments with Bad Credit
Mayse Automotive CDJR offers great lease deals, even to shoppers with bad credit near Springfield. Following these 4 tips will get you the best price:
- Contact us to find out just how much you’ll have to pay on a monthly basis, and select an option that’s within your budget.
- Get a better idea of your overall financial situation by checking your credit score before you apply for a lease.
- Prepaying your lease for the first few months may allow for better lease terms, so make a larger down payment if possible.
- Bring several months of pay stubs as proof of income. That way, we know you can afford the lease you’re looking for.
Can You Lease a Car With Bad Credit at Mayse Automotive CDJR?
The financing experts on our team work with lessees and their budgets every day, with every kind of credit qualification. Many times, these discussions end up with Mayse Automotive CDJR customers qualifying for auto loans without impossibly high interest rates. We’ll assist you every step of the way, just as we’ve helped many others from Branson. Check out our offers and incentives, and let’s talk! Or, apply for financing online! We’re available at our showroom in Aurora, near Joplin, to answer any questions you might have.